RMS is a direct lender and mortgage banking conduit providing mortgage loans throughout the western United Stated and Hawaii. With bulk access to the nation's lowest rates, we offer wholesale, net branch and consumer-direct lending services.

Our loan programs cover the entire spectrum from Subprime (FICO's down to 475), Conforming FNMA/FHLMC, Jumbo/Alt-A, Lot Loans and Government (FHA/VA) lending.

Our niche programs include 100% N/O/O financing, 125% O/O and No-Seasoning Cash-out Refi's. We also fund portfolio loans in-house up to $10 Million and specialize in High Rise Condotel lending.

Please compare RMS to other lenders and contact SHEILA MERRILL at (702) 505-0908 for additional information. Thank you for considering RMS as your preferred lender.

 Sheila A. Merrill
Personal Loan Consultant
Cell 702-505-0908